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Is your car insured?


Is your car insured?

Photo by smlp.co.uk

Take note! As of Monday, 20th June, a change in the law will mean it will be illegal to keep an uninsured vehicle, opposed to just driving when uninsured.  The only exception is for a car that has a valid Statutory Off Road Notice (SORN).

The reason for this is that uninsured drivers cause 160 deaths and 23,000 injuries every year, and cost insured motorists £500 Million in extra premiums.

The new system is fairly straight forward.  The DVLA will work with the Motor Insurers Bureau to identify uninsured vehicles.  The owner of the vehicle will be sent a notice that their car appears to be uninsured and that they will be fined if they do not take action.  If the car remains uninsured, the keeper will receive a £100 fine.  If the vehicle remains uninsured, regardless of whether the fine has been paid, further action will be taken.  If the car is on public land then it could be clamped, seized and destroyed.  Alternatively the owner will be taken to court and face a fine of up to £1000.

Vehicles that are seized will only be released when there is evidence that the keeper is no longer committing an offence by having no insurance, and the person driving the vehicle away is insured to do so.

You can see the information released by the department for transport for more information.

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Is your car insured?